16.10.21

Business Owners & Investing

For those of us who start a business at a relatiely early age, and work through the system until 65 and beyond, there stands a chance to accumulate up to 45 years’ worth of savings, give or take...
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10.10.21

Mortgage Regulations

Changes to Mortgage Regulations can impact Business Borrowers too.  As fears around mortgage stress grow, and interest rates remaining stagnant for the foreseeable future, some form of macro...
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23.09.21

Is Trade Finance worth it?

Is Trade Finance worth the cost? For those SME's that deal with suppliers with either long lead times, various geographical locations or other complexities, financing the purchase of goods can be a ch...
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12.09.21

How to Review a Business

Do you run or are you looking at buying/evaluating a business? Learn how to complete a business review that provides the relevant insights.   Overview According to ABS data, there are n...
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23.08.21

Demonstrating Loan Servicing

To complete the servicing, the file must be at Finance Submission Stage. In designing any banking tool – it is firstly important to acknowledge that there is no one “right” approach...
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08.08.21

Profit v Profitability

A new financial year is underway, and your accountant has prepared last year's financial statements depicting your business’ performance. It shows a Profit, but what does it all mean? It is easy...
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17.07.21

Funding Business Assets

Overview Financing the assets used in your business can provide value in a variety of ways. As an opportunity cost to using cash reserves, asset finance can preserve cash flow for other operational or...
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02.06.21

Working Capital Management

This article looks at Working Capital Management SME's.  Overview Working capital (“WC”) is the lifeblood of business. Poor working capital management has caused many businesses to st...
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23.05.21

Writing Submissions for Success

Credit is one of the critical elements of a functioning economy. Whether you are a borrower, finance broker or even a banker dealing with credit approvals, the approach to communicating your story is...
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02.05.21

Business Review - Funding

"Funding is critical for any Business..." It is critical to understand the composition of your funding. This includes the relationship between debt, equity or cash funding of a business operation and...
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05.04.21

Profit versus Cashflow

"Revenue is Vanity, Profit is Sanity but Cash is Reality..." Not sure of the origins of this quotation, though in business it often rings true. Many business owners may not be aware of how to interpre...
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03.04.21

Funding Business Growth

Is your business funded properly to drive growth? Do you have great ideas for innovation? Is demand outstripping your ability to supply? Does your business require new equipment to pivot into growing...
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